Sellers: As we negotiate your sale, not only will I work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly where your money is going.
Buyers: If you're purchasing a house in Guam County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you get to the closing appointment. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates in question.
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