Finding the right home at the right price is just one part of a home sale or purchase. Latte Stone Properties, LLC is experienced at aiding both buyers and sellers when it comes to closings. E-mail
or call me today at (671) 647-5577 if your needs include a professional REALTOR®
experienced in the business side of real estate.
Anticipated closing costs
There are certain expected costs accompanying closing the sale of a house. These fees are often split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Guam to help lead you through your transaction.
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
- Property Taxes
- Transfer Taxes and Recording Fees
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
Sellers: As we get through the details of your deal, not only will I work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you are aware of exactly where your money is going.
Buyers: If you are buying a property in Guam County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you arrive at the closing table. I'll be willing to go over the GFE with you, answering your questions and highlighting any estimates of concern.