Finding the right home at the right price is just one aspect of a real estate transaction. Latte Stone Properties, LLC is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (671) 647-5577 if your needs include a real estate pro experienced in the business side of real estate.

Anticipated closing costs

There are certain standard expenses associated with closing the sale of a house. These expenses are often split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Guam to help direct you through your process.

Costs pertaining to your mortgage to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will I work to get the optimal sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're buying real estate in Tamuning, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not astonished when you arrive at the closing appointment. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates of concern.

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