Guam Latte Stone Properties closing costs
Don't forget to factor in closing costs when considering a home sale or purchase. Latte Stone Properties, LLC is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (671) 647-5577 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Expected closing costs

There are certain standard costs associated with closing the sale of a house. These fees are commonly split between the buyer and seller, as noted in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Guam to help lead you through your deal.

Costs pertaining to your loan to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, I'll not only work to get the optimal sales price, but I'll also campaign for limited closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you're buying a home in Guam County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not astonished when you reach closing time. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates in question.

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