Finding the right home at the right price is just one aspect of a home sale or purchase. Latte Stone Properties, LLC is seasoned at aiding both buyers and sellers when it comes to closings. E-mail
or call me today at (671) 647-5577 if your needs include a real estate pro ready for the business side of buying and selling.
What closing costs should you expect?
There are certain expected costs linked to closing the sale of a house. These expenses are commonly split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Guam to help lead you through the deal.
Costs pertaining to your loan to be paid at closing
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- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
- Property Taxes
- Transfer Taxes and Recording Fees
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
Sellers: As we get through the details of your sale, I'll not only work to get the very best sales price, but I'll also push for limited closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you are informed of exactly what you're paying for.
Buyers: If you're purchasing a property in Guam County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not startled when you reach the closing table. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem off.