Anticipated closing costsThere are certain standard expenses related to closing the sale of a house. These fees are often divided between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Guam to help guide you through your transaction.
Costs pertaining to your loan to be paid at closing (Click here for details)
At closing, these taxes are usually paid (Click here for details)
Insurance fees due at closing (Click here for details)
Sellers: As we get through the details of your sale, not only will I work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are informed of exactly where your money is going.
Buyers: If you are purchasing a home in Guam County, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not astonished when you come to the closing appointment. I'll be glad to go through the LE with you, answering your questions and highlighting any estimates that seem questionable.