Guam Latte Stone Properties closing costs
Finding the right home at the right price is just one part of a real estate transaction. Latte Stone Properties, LLC is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at (671) 647-5577 if your needs include a professional REALTOR® experienced in the business side of real estate.

Expected closing costs

There are certain expected costs related to closing the sale of a house. These costs are usually split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Guam to help lead you through the deal.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly where your money is going.

Buyers: If you're purchasing a house in Guam County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not startled when you get to the closing appointment. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates in question.

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